Car Insurance Online
Get at least three Car Insurance Online Quotes
Is it coming round to the time to renew your car insurance? Do you, like
23% of car owners, just accept the quote and stay with your insurer? Does
it matter that the premium is 5 or 10 per cent more expensive than last
years? Maybe it’s just not worth the hassle of all those phone calls to
goodness knows where, thumbing through the yellow pages or wearing out your
shoe-leather down town. In addition to this, Insurance companies offer the
best rates to new customers, in order to gain their custom. Existing clients
generally stay with them anyway.
What about the internet? It really is worth giving it a try. Do you know
that, if you shop around you could, on average, save around £55, plus the
extra online discount? It is estimated that more than 2.25 million car owners
purchase their car insurance on line now. The internet is speedy and simple
to use and internet sales are generally growing amazingly fast.
Car insurers really want your business; they will be extremely competitive
with pricing in order to win you over. There are around 100 of them in the
UK and due to the strong competition in the industry; prices have held level
for the past year or so. You can go to the individual insurers websites,
comparison websites or use one that recommends specific insurers for different
types of driver, whether they be the in the young, higher risk category
or the experienced old driver with years of proven safe driving behind them.
You will receive instant results and an unbelievable amount of advice and
information. You’ll be asked to fill in your relevant details, for example
the number of years you’ve been driving, whether there are any convictions,
number of years of “no claims” for your discount. All easily answered and
your no claims details should be on your renewal notice.
Apart from the straightforward individual car insurance, new categories
of insurance are coming on to the market. There are pay as you go options
and multi-car policies. These used to be difficult to obtain unless you
were in the car-trade. It certainly seems to be time to re-assess what’s
available in the car insurance line and get yourself up to date on what’s
on offer. A short time browsing the internet will get you thinking along
the right lines.
A word of warning though; The AA’s Ian Crowder says “If we don’t start to
see modest price increases, then there could well be an unpleasant and sudden
price hike. This will not be good for the industry’s reputation or out customers.”
Insurers are beginning to show signs that they may not be able to continue
to hold down prices for very much longer. Claims are accelerating. The average
cost of accidental damage repair has risen, costing an additional 5% per
year, despite the fact that there are fewer accidents. Claims for personal
injury are rising fast and the cost of settling these is rising at around
12% per annum.
Don’t give your insurer the chance to use this as an excuse for a rising
premium, get on line and get sorted!
Scrouge Online are a cut price website specialising in offering car
insurance quotes and secured
loans at discounted rates
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